Call reports 2010
FIRST NATIONAL BANK IN OLNEY — 2010
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 269,403,000 | 275,941,000 | 291,448,000 | 285,417,000 |
| Total loans | 148,652,000 | 152,678,000 | 151,497,000 | 154,309,000 |
| Allowance for loan losses | 1,666,000 | 1,669,000 | 1,680,000 | 1,804,000 |
| Securities available for sale | 97,753,000 | 97,038,000 | 108,547,000 | 114,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,959,000 | 242,132,000 | 256,835,000 | 254,419,000 |
| Interest-bearing deposits | 202,681,000 | 208,651,000 | 223,271,000 | 216,893,000 |
| Noninterest-bearing deposits | 33,279,000 | 33,482,000 | 33,564,000 | 37,526,000 |
| Equity capital | 24,834,000 | 25,913,000 | 26,866,000 | 25,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,976,000 | 5,961,000 | 8,974,000 | 11,953,000 |
| Interest expense | 755,000 | 1,508,000 | 2,292,000 | 3,031,000 |
| Net interest income | 2,221,000 | 4,453,000 | 6,682,000 | 8,922,000 |
| Noninterest income | 325,000 | 610,000 | 969,000 | 1,348,000 |
| Noninterest expense | 1,560,000 | 3,070,000 | 4,643,000 | 6,175,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 300,000 |
| Pretax income | 1,050,000 | 2,057,000 | 3,072,000 | 3,959,000 |
| Income tax | 330,000 | 643,000 | 953,000 | 1,215,000 |
| Net income | 720,000 | 1,414,000 | 2,119,000 | 2,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,231,000 | 19,928,000 | 20,636,000 | 19,984,000 |
| Total capital | 20,897,000 | 21,597,000 | 22,316,000 | 21,788,000 |
| Risk-weighted assets | 151,117,000 | 154,572,000 | 157,256,000 | 159,068,000 |