Call reports 2007
FIRST NATIONAL BANK IN OLNEY — 2007
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 230,105,000 | 229,572,000 | 230,890,000 | 233,257,000 |
| Total loans | 123,305,000 | 128,369,000 | 131,680,000 | 135,959,000 |
| Allowance for loan losses | 1,154,000 | 1,165,000 | 1,156,000 | 1,158,000 |
| Securities available for sale | 81,145,000 | 82,069,000 | 82,414,000 | 78,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,697,000 | 206,424,000 | 200,342,000 | 201,237,000 |
| Interest-bearing deposits | 177,751,000 | 176,725,000 | 173,359,000 | 171,646,000 |
| Noninterest-bearing deposits | 28,945,000 | 29,699,000 | 26,983,000 | 29,591,000 |
| Equity capital | 21,463,000 | 21,070,000 | 22,143,000 | 22,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,192,000 | 6,557,000 | 9,977,000 | 13,452,000 |
| Interest expense | 1,469,000 | 3,002,000 | 4,522,000 | 5,931,000 |
| Net interest income | 1,723,000 | 3,555,000 | 5,455,000 | 7,521,000 |
| Noninterest income | 216,000 | 521,000 | 823,000 | 1,099,000 |
| Noninterest expense | 1,562,000 | 3,326,000 | 4,815,000 | 6,286,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 283,000 | 656,000 | 1,369,000 | 2,242,000 |
| Income tax | 33,000 | 192,000 | 386,000 | 643,000 |
| Net income | 250,000 | 464,000 | 983,000 | 1,599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,897,000 | 16,841,000 | 17,377,000 | 17,142,000 |
| Total capital | 18,051,000 | 18,006,000 | 18,533,000 | 18,300,000 |
| Risk-weighted assets | 131,042,000 | 135,784,000 | 136,825,000 | 140,438,000 |