Call reports 2001
FIRST NATIONAL BANK IN OLNEY — 2001
What FIRST NATIONAL BANK IN OLNEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 159,378,000 | 155,955,000 | 161,151,000 | 171,005,000 |
| Total loans | 94,850,000 | 94,741,000 | 96,454,000 | 94,399,000 |
| Allowance for loan losses | 1,365,000 | 970,000 | 536,000 | 772,000 |
| Securities available for sale | 49,835,000 | 45,182,000 | 47,054,000 | 62,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 1,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,466,000 | 132,126,000 | 137,736,000 | 148,447,000 |
| Interest-bearing deposits | 120,240,000 | 117,542,000 | 121,560,000 | 130,268,000 |
| Noninterest-bearing deposits | 15,226,000 | 14,584,000 | 16,176,000 | 18,179,000 |
| Equity capital | 21,595,000 | 21,382,000 | 20,988,000 | 20,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,723,000 | 5,506,000 | 8,203,000 | 10,942,000 |
| Interest expense | 1,391,000 | 2,652,000 | 3,827,000 | 4,823,000 |
| Net interest income | 1,332,000 | 2,854,000 | 4,376,000 | 6,119,000 |
| Noninterest income | 208,000 | 162,000 | 435,000 | 648,000 |
| Noninterest expense | 1,047,000 | 2,096,000 | 3,185,000 | 4,301,000 |
| Provision for loan losses | 0 | 150,000 | 450,000 | 630,000 |
| Pretax income | 493,000 | 771,000 | 1,180,000 | 1,838,000 |
| Income tax | 135,000 | 219,000 | 320,000 | 510,000 |
| Net income | 358,000 | 552,000 | 860,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,659,000 | 20,488,000 | 19,814,000 | 19,800,000 |
| Total capital | 21,883,000 | 21,458,000 | 20,350,000 | 20,572,000 |
| Risk-weighted assets | 97,549,000 | 97,314,000 | 99,734,000 | 98,078,000 |