Call reports 2012
HOMETOWN NATIONAL BANK — 2012
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,363,000 | 15,086,000 | 16,078,000 | 18,207,000 |
| Total loans | 9,145,000 | 8,005,000 | 7,173,000 | 7,406,000 |
| Allowance for loan losses | 754,000 | 752,000 | 710,000 | 708,000 |
| Securities available for sale | 1,035,000 | 1,035,000 | 1,027,000 | 1,026,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,871,000 | 14,670,000 | 13,387,000 | 13,257,000 |
| Interest-bearing deposits | 10,731,000 | 9,831,000 | 9,449,000 | 9,102,000 |
| Noninterest-bearing deposits | 7,140,000 | 4,839,000 | 3,938,000 | 4,155,000 |
| Equity capital | 426,000 | 342,000 | 2,625,000 | 4,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 420,000 | 586,000 | 803,000 |
| Interest expense | 29,000 | 54,000 | 75,000 | 91,000 |
| Net interest income | 168,000 | 366,000 | 511,000 | 712,000 |
| Noninterest income | -21,000 | -9,000 | 4,000 | 17,000 |
| Noninterest expense | 351,000 | 666,000 | 1,033,000 | 1,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -204,000 | -309,000 | -518,000 | -785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -204,000 | -309,000 | -518,000 | -785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 407,000 | 323,000 | 2,614,000 | 4,847,000 |
| Total capital | 525,000 | 425,000 | 2,709,000 | 4,938,000 |
| Risk-weighted assets | 8,450,000 | 7,304,000 | 6,926,000 | 6,626,000 |