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Call reports 2009

HOMETOWN NATIONAL BANK — 2009

What HOMETOWN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/80a2b264-5450-4287-b31b-030749cb6a5e/2009

Balance sheet

What the bank holds and owes at quarter end

Measure2009Q12009Q22009Q32009Q4
Total assets36,215,00034,862,00027,856,00027,593,000
Total loans26,153,00024,523,00023,270,00021,336,000
Allowance for loan losses563,000559,000648,000751,000
Securities available for sale767,0001,018,0001,760,0001,783,000
Securities held to maturity250,000000
Trading assets0000
Total deposits33,162,00032,874,00025,839,00025,842,000
Interest-bearing deposits25,969,00023,791,00020,595,00021,221,000
Noninterest-bearing deposits7,194,0009,083,0005,243,0004,621,000
Equity capital3,006,0001,961,0001,987,0001,707,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2009Q12009Q22009Q32009Q4
Interest income511,0001,008,0001,484,0001,950,000
Interest expense169,000326,000461,000573,000
Net interest income342,000682,0001,023,0001,377,000
Noninterest income6,00015,00021,00030,000
Noninterest expense364,000747,0001,115,0001,539,000
Provision for loan losses692,0001,287,0001,374,0001,575,000
Pretax income-706,000-1,335,000-1,443,000-1,705,000
Income tax-130,000286,000286,000286,000
Net income-576,000-1,621,000-1,729,000-1,991,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2009Q12009Q22009Q32009Q4
Tier 1 capital2,589,0001,960,0001,966,0001,702,000
Total capital2,904,0002,255,0002,234,0001,948,000
Risk-weighted assets24,971,00023,356,00021,070,00019,251,000

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