Call reports 2004
HOMETOWN NATIONAL BANK — 2004
What HOMETOWN NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,678,000 | 34,187,000 | 39,894,000 | 41,132,000 |
| Total loans | 27,481,000 | 28,717,000 | 35,217,000 | 36,458,000 |
| Allowance for loan losses | 317,000 | 316,000 | 431,000 | 508,000 |
| Securities available for sale | 251,000 | 0 | 0 | 0 |
| Securities held to maturity | 2,751,000 | 3,471,000 | 2,971,000 | 2,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,326,000 | 30,758,000 | 36,427,000 | 37,412,000 |
| Interest-bearing deposits | 27,798,000 | 27,683,000 | 32,895,000 | 34,172,000 |
| Noninterest-bearing deposits | 2,528,000 | 3,075,000 | 3,531,000 | 3,240,000 |
| Equity capital | 3,289,000 | 3,361,000 | 3,363,000 | 3,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,171,000 | 1,834,000 | 2,576,000 |
| Interest expense | 206,000 | 412,000 | 642,000 | 897,000 |
| Net interest income | 387,000 | 759,000 | 1,192,000 | 1,679,000 |
| Noninterest income | 23,000 | 35,000 | 54,000 | 72,000 |
| Noninterest expense | 232,000 | 475,000 | 730,000 | 1,022,000 |
| Provision for loan losses | 18,000 | 49,000 | 207,000 | 316,000 |
| Pretax income | 159,000 | 269,000 | 308,000 | 413,000 |
| Income tax | 54,000 | 91,000 | 128,000 | 133,000 |
| Net income | 105,000 | 178,000 | 180,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,288,000 | 3,361,000 | 3,363,000 | 3,543,000 |
| Total capital | 3,595,000 | 3,677,000 | 3,735,000 | 3,946,000 |
| Risk-weighted assets | 24,582,000 | 25,219,000 | 29,705,000 | 32,139,000 |
Machine access — free, no API key
Every figure shown here about HOMETOWN NATIONAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.