Call reports 2025
DU QUOIN STATE BANK — 2025
What DU QUOIN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 140,848,000 | 133,052,000 | 134,369,000 | 138,540,000 |
| Total loans | 42,066,000 | 43,644,000 | 46,472,000 | 47,001,000 |
| Allowance for loan losses | 648,000 | 656,000 | 663,000 | 671,000 |
| Securities available for sale | 74,779,000 | 73,081,000 | 75,162,000 | 77,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,899,000 | 124,565,000 | 123,100,000 | 126,921,000 |
| Interest-bearing deposits | 103,174,000 | 97,742,000 | 96,638,000 | 101,213,000 |
| Noninterest-bearing deposits | 28,725,000 | 26,823,000 | 26,462,000 | 25,708,000 |
| Equity capital | 2,452,000 | 2,026,000 | 4,902,000 | 5,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,288,000 | 4,875,000 | 6,504,000 |
| Interest expense | 532,000 | 1,081,000 | 1,618,000 | 2,168,000 |
| Net interest income | 1,087,000 | 2,207,000 | 3,257,000 | 4,336,000 |
| Noninterest income | 133,000 | 371,000 | 526,000 | 665,000 |
| Noninterest expense | 903,000 | 1,871,000 | 2,707,000 | 3,649,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 310,000 | 692,000 | 1,054,000 | 1,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 310,000 | 692,000 | 1,054,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,634,000 | 15,017,000 | 15,379,000 | 15,350,000 |
| Total capital | 15,293,000 | 15,684,000 | 16,053,000 | 16,031,000 |
| Risk-weighted assets | 60,532,000 | 60,653,000 | 62,115,000 | 63,329,000 |