Call reports 2024
DU QUOIN STATE BANK — 2024
What DU QUOIN STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 135,624,000 | 129,146,000 | 136,658,000 | 131,678,000 |
| Total loans | 35,973,000 | 36,298,000 | 41,494,000 | 43,032,000 |
| Allowance for loan losses | 620,000 | 626,000 | 633,000 | 641,000 |
| Securities available for sale | 74,589,000 | 75,707,000 | 78,487,000 | 77,083,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,833,000 | 119,702,000 | 124,203,000 | 122,296,000 |
| Interest-bearing deposits | 93,146,000 | 92,140,000 | 95,939,000 | 96,316,000 |
| Noninterest-bearing deposits | 31,687,000 | 27,562,000 | 28,264,000 | 25,980,000 |
| Equity capital | 2,842,000 | 2,507,000 | 5,509,000 | 2,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,100,000 | 4,692,000 | 6,316,000 |
| Interest expense | 399,000 | 826,000 | 1,310,000 | 1,822,000 |
| Net interest income | 1,154,000 | 2,274,000 | 3,382,000 | 4,494,000 |
| Noninterest income | 162,000 | 295,000 | 426,000 | 565,000 |
| Noninterest expense | 997,000 | 1,989,000 | 2,900,000 | 3,768,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 312,000 | 565,000 | 886,000 | 1,261,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 312,000 | 565,000 | 886,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,676,000 | 13,929,000 | 14,250,000 | 14,625,000 |
| Total capital | 14,306,000 | 14,565,000 | 14,894,000 | 15,276,000 |
| Risk-weighted assets | 55,213,000 | 53,908,000 | 59,326,000 | 60,738,000 |