Call reports 2023
DU QUOIN STATE BANK — 2023
What DU QUOIN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 137,185,000 | 126,117,000 | 119,432,000 | 131,399,000 |
| Total loans | 33,745,000 | 34,268,000 | 33,251,000 | 33,706,000 |
| Allowance for loan losses | 575,000 | 586,000 | 593,000 | 613,000 |
| Securities available for sale | 65,880,000 | 64,938,000 | 61,415,000 | 67,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,265,000 | 117,127,000 | 113,806,000 | 119,874,000 |
| Interest-bearing deposits | 91,229,000 | 83,447,000 | 83,447,000 | 90,791,000 |
| Noninterest-bearing deposits | 35,037,000 | 33,681,000 | 30,359,000 | 29,083,000 |
| Equity capital | 1,514,000 | 611,000 | -2,686,000 | 3,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,394,000 | 2,824,000 | 4,252,000 | 5,740,000 |
| Interest expense | 256,000 | 554,000 | 873,000 | 1,234,000 |
| Net interest income | 1,138,000 | 2,270,000 | 3,379,000 | 4,506,000 |
| Noninterest income | 157,000 | 298,000 | 564,000 | 700,000 |
| Noninterest expense | 843,000 | 1,837,000 | 2,763,000 | 3,728,000 |
| Provision for loan losses | 7,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 380,000 | 651,000 | 1,094,000 | 1,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 380,000 | 651,000 | 1,094,000 | 1,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,661,000 | 12,930,000 | 13,374,000 | 13,664,000 |
| Total capital | 13,247,000 | 13,526,000 | 13,977,000 | 14,287,000 |
| Risk-weighted assets | 55,109,000 | 53,569,000 | 51,947,000 | 53,125,000 |