Call reports 2022
DU QUOIN STATE BANK — 2022
What DU QUOIN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 142,926,000 | 127,834,000 | 125,923,000 | 131,917,000 |
| Total loans | 31,025,000 | 31,503,000 | 34,323,000 | 34,028,000 |
| Allowance for loan losses | 578,000 | 587,000 | 560,000 | 566,000 |
| Securities available for sale | 99,113,000 | 89,881,000 | 75,895,000 | 68,658,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,133,000 | 118,956,000 | 120,164,000 | 123,041,000 |
| Interest-bearing deposits | 86,151,000 | 87,629,000 | 86,817,000 | 90,254,000 |
| Noninterest-bearing deposits | 39,981,000 | 31,328,000 | 33,347,000 | 32,788,000 |
| Equity capital | 6,950,000 | -944,000 | -4,010,000 | -547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,352,000 | 3,586,000 | 4,872,000 |
| Interest expense | 159,000 | 332,000 | 568,000 | 808,000 |
| Net interest income | 1,015,000 | 2,020,000 | 3,018,000 | 4,064,000 |
| Noninterest income | 124,000 | 247,000 | 393,000 | 518,000 |
| Noninterest expense | 868,000 | 1,734,000 | 2,512,000 | 3,495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 482,000 | 798,000 | 833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 482,000 | 798,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,719,000 | 11,930,000 | 12,246,000 | 12,281,000 |
| Total capital | 12,895,000 | 13,124,000 | 13,386,000 | 12,858,000 |
| Risk-weighted assets | 53,510,000 | 53,078,000 | 55,491,000 | 54,785,000 |