Call reports 2021
DU QUOIN STATE BANK — 2021
What DU QUOIN STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,529,000 | 130,901,000 | 132,295,000 | 142,384,000 |
| Total loans | 32,749,000 | 31,659,000 | 34,215,000 | 33,313,000 |
| Allowance for loan losses | 571,000 | 573,000 | 575,000 | 575,000 |
| Securities available for sale | 88,713,000 | 92,985,000 | 94,175,000 | 103,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,287,000 | 101,405,000 | 102,753,000 | 114,395,000 |
| Interest-bearing deposits | 74,462,000 | 74,163,000 | 73,319,000 | 80,449,000 |
| Noninterest-bearing deposits | 27,826,000 | 27,242,000 | 29,434,000 | 33,947,000 |
| Equity capital | 16,839,000 | 18,182,000 | 18,333,000 | 18,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,134,000 | 3,253,000 | 4,394,000 |
| Interest expense | 175,000 | 344,000 | 513,000 | 673,000 |
| Net interest income | 876,000 | 1,790,000 | 2,740,000 | 3,721,000 |
| Noninterest income | 100,000 | 210,000 | 354,000 | 500,000 |
| Noninterest expense | 696,000 | 1,375,000 | 2,100,000 | 2,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 625,000 | 995,000 | 1,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 280,000 | 625,000 | 995,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,547,000 | 10,891,000 | 11,062,000 | 11,448,000 |
| Total capital | 11,129,000 | 11,475,000 | 11,647,000 | 12,620,000 |
| Risk-weighted assets | 48,581,000 | 48,372,000 | 50,831,000 | 53,580,000 |