Call reports 2020
DU QUOIN STATE BANK — 2020
What DU QUOIN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 106,481,000 | 118,050,000 | 119,776,000 | 128,485,000 |
| Total loans | 31,046,000 | 30,914,000 | 33,322,000 | 33,654,000 |
| Allowance for loan losses | 564,000 | 566,000 | 568,000 | 569,000 |
| Securities available for sale | 70,995,000 | 84,051,000 | 84,026,000 | 82,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,667,000 | 88,463,000 | 88,237,000 | 98,060,000 |
| Interest-bearing deposits | 65,454,000 | 67,013,000 | 65,709,000 | 71,413,000 |
| Noninterest-bearing deposits | 19,213,000 | 21,450,000 | 22,528,000 | 26,647,000 |
| Equity capital | 10,458,000 | 18,266,000 | 18,924,000 | 18,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,115,000 | 3,167,000 | 4,260,000 |
| Interest expense | 185,000 | 365,000 | 546,000 | 726,000 |
| Net interest income | 864,000 | 1,750,000 | 2,621,000 | 3,534,000 |
| Noninterest income | 87,000 | 167,000 | 258,000 | 362,000 |
| Noninterest expense | 703,000 | 1,363,000 | 2,058,000 | 2,738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 331,000 | 665,000 | 1,001,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 331,000 | 665,000 | 1,001,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,935,000 | 10,269,000 | 10,605,000 | 10,268,000 |
| Total capital | — | — | — | 10,848,000 |
| Risk-weighted assets | — | — | — | 48,610,000 |