Call reports 2019
DU QUOIN STATE BANK — 2019
What DU QUOIN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 105,728,000 | 105,997,000 | 108,365,000 | 108,137,000 |
| Total loans | 32,392,000 | 31,240,000 | 30,467,000 | 30,679,000 |
| Allowance for loan losses | 580,000 | 580,000 | 562,000 | 564,000 |
| Securities available for sale | 68,480,000 | 70,238,000 | 70,466,000 | 74,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,201,000 | 81,962,000 | 83,328,000 | 82,751,000 |
| Interest-bearing deposits | 64,808,000 | 63,237,000 | 64,702,000 | 62,934,000 |
| Noninterest-bearing deposits | 18,393,000 | 18,725,000 | 18,626,000 | 19,818,000 |
| Equity capital | 12,300,000 | 13,816,000 | 14,873,000 | 14,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,201,000 | 3,270,000 | 4,339,000 |
| Interest expense | 208,000 | 409,000 | 612,000 | 802,000 |
| Net interest income | 898,000 | 1,792,000 | 2,658,000 | 3,537,000 |
| Noninterest income | 88,000 | 188,000 | 302,000 | 427,000 |
| Noninterest expense | 694,000 | 1,369,000 | 2,080,000 | 2,751,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 292,000 | 607,000 | 881,000 | 1,214,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 607,000 | 881,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,882,000 | 9,897,000 | 9,671,000 | 9,804,000 |
| Total capital | 10,414,000 | 10,411,000 | 10,177,000 | 10,322,000 |
| Risk-weighted assets | 42,393,000 | 41,052,000 | 40,368,000 | 41,363,000 |