Call reports 2017
DU QUOIN STATE BANK — 2017
What DU QUOIN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,962,000 | 102,375,000 | 103,523,000 | 106,609,000 |
| Total loans | 34,369,000 | 35,754,000 | 33,752,000 | 33,566,000 |
| Allowance for loan losses | 698,000 | 580,000 | 580,000 | 580,000 |
| Securities available for sale | 67,994,000 | 62,911,000 | 61,770,000 | 69,264,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,705,000 | 79,885,000 | 81,053,000 | 85,099,000 |
| Interest-bearing deposits | 64,890,000 | 63,355,000 | 64,176,000 | 67,866,000 |
| Noninterest-bearing deposits | 20,815,000 | 16,530,000 | 16,877,000 | 17,233,000 |
| Equity capital | 10,484,000 | 11,697,000 | 11,733,000 | 10,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,154,000 | 3,203,000 | 4,265,000 |
| Interest expense | 187,000 | 380,000 | 579,000 | 774,000 |
| Net interest income | 900,000 | 1,774,000 | 2,624,000 | 3,491,000 |
| Noninterest income | 94,000 | 299,000 | 389,000 | 490,000 |
| Noninterest expense | 722,000 | 1,591,000 | 2,276,000 | 2,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 288,000 | 851,000 | 1,115,000 | 1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 851,000 | 1,115,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,864,000 | 9,227,000 | 9,291,000 | 9,373,000 |
| Total capital | 9,430,000 | 9,787,000 | 9,837,000 | 9,936,000 |
| Risk-weighted assets | 44,986,000 | 44,774,000 | 43,514,000 | 44,857,000 |