Call reports 2016
DU QUOIN STATE BANK — 2016
What DU QUOIN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 108,248,000 | 107,857,000 | 108,861,000 | 105,935,000 |
| Total loans | 38,238,000 | 37,170,000 | 35,728,000 | 35,407,000 |
| Allowance for loan losses | 703,000 | 697,000 | 697,000 | 698,000 |
| Securities available for sale | 66,910,000 | 64,454,000 | 63,490,000 | 63,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,477,000 | 82,398,000 | 83,482,000 | 85,148,000 |
| Interest-bearing deposits | 65,672,000 | 65,414,000 | 65,253,000 | 65,027,000 |
| Noninterest-bearing deposits | 16,805,000 | 16,984,000 | 18,229,000 | 20,121,000 |
| Equity capital | 12,223,000 | 13,364,000 | 13,345,000 | 9,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,127,000 | 2,277,000 | 3,381,000 | 4,479,000 |
| Interest expense | 196,000 | 395,000 | 592,000 | 785,000 |
| Net interest income | 931,000 | 1,882,000 | 2,789,000 | 3,694,000 |
| Noninterest income | 65,000 | 146,000 | 218,000 | 299,000 |
| Noninterest expense | 725,000 | 1,395,000 | 2,121,000 | 2,798,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 629,000 | 882,000 | 1,143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 629,000 | 882,000 | 1,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,904,000 | 8,963,000 | 8,916,000 | 8,876,000 |
| Total capital | 9,505,000 | 9,542,000 | 9,483,000 | 9,445,000 |
| Risk-weighted assets | 47,883,000 | 46,240,000 | 45,108,000 | 45,523,000 |