Call reports 2015
DU QUOIN STATE BANK — 2015
What DU QUOIN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,221,000 | 105,087,000 | 104,572,000 | 106,469,000 |
| Total loans | 35,691,000 | 37,183,000 | 36,944,000 | 36,871,000 |
| Allowance for loan losses | 683,000 | 674,000 | 674,000 | 704,000 |
| Securities available for sale | 65,564,000 | 63,716,000 | 64,268,000 | 65,751,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,607,000 | 82,232,000 | 81,028,000 | 82,594,000 |
| Interest-bearing deposits | 66,468,000 | 65,890,000 | 64,903,000 | 65,793,000 |
| Noninterest-bearing deposits | 17,139,000 | 16,342,000 | 16,125,000 | 16,801,000 |
| Equity capital | 12,211,000 | 10,442,000 | 11,186,000 | 11,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,235,000 | 3,370,000 | 4,511,000 |
| Interest expense | 181,000 | 376,000 | 573,000 | 768,000 |
| Net interest income | 925,000 | 1,859,000 | 2,797,000 | 3,743,000 |
| Noninterest income | 414,000 | 480,000 | 546,000 | 629,000 |
| Noninterest expense | 666,000 | 1,369,000 | 2,092,000 | 2,784,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 737,000 | 1,054,000 | 1,335,000 | 1,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 737,000 | 1,054,000 | 1,335,000 | 1,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,712,000 | 8,829,000 | 8,910,000 | 9,033,000 |
| Total capital | 9,369,000 | 9,419,000 | 9,501,000 | 9,632,000 |
| Risk-weighted assets | 46,163,000 | 47,120,000 | 47,175,000 | 47,847,000 |