Call reports 2014
DU QUOIN STATE BANK — 2014
What DU QUOIN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 103,708,000 | 103,441,000 | 110,340,000 | 105,626,000 |
| Total loans | 36,458,000 | 36,142,000 | 35,755,000 | 34,898,000 |
| Allowance for loan losses | 660,000 | 660,000 | 660,000 | 641,000 |
| Securities available for sale | 62,656,000 | 62,762,000 | 62,017,000 | 62,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,722,000 | 81,079,000 | 87,798,000 | 83,854,000 |
| Interest-bearing deposits | 67,372,000 | 66,205,000 | 69,036,000 | 66,350,000 |
| Noninterest-bearing deposits | 14,350,000 | 14,874,000 | 18,762,000 | 17,504,000 |
| Equity capital | 9,393,000 | 10,474,000 | 10,943,000 | 11,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,346,000 | 3,521,000 | 4,673,000 |
| Interest expense | 207,000 | 406,000 | 610,000 | 806,000 |
| Net interest income | 957,000 | 1,940,000 | 2,911,000 | 3,867,000 |
| Noninterest income | 66,000 | 141,000 | 204,000 | 301,000 |
| Noninterest expense | 640,000 | 1,310,000 | 1,989,000 | 2,690,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 759,000 | 1,114,000 | 1,466,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 388,000 | 759,000 | 1,114,000 | 1,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,196,000 | 8,318,000 | 8,322,000 | 8,375,000 |
| Total capital | 8,867,000 | 8,875,000 | 8,881,000 | 8,915,000 |
| Risk-weighted assets | 44,718,000 | 44,383,000 | 44,563,000 | 43,041,000 |