Call reports 2013
DU QUOIN STATE BANK — 2013
What DU QUOIN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,630,000 | 102,743,000 | 103,127,000 | 101,196,000 |
| Total loans | 38,083,000 | 37,274,000 | 38,039,000 | 37,468,000 |
| Allowance for loan losses | 588,000 | 404,000 | 434,000 | 650,000 |
| Securities available for sale | 57,155,000 | 60,959,000 | 57,342,000 | 59,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,024,000 | 80,148,000 | 80,949,000 | 80,061,000 |
| Interest-bearing deposits | 66,860,000 | 66,107,000 | 67,856,000 | 66,270,000 |
| Noninterest-bearing deposits | 13,164,000 | 14,041,000 | 13,093,000 | 13,791,000 |
| Equity capital | 11,277,000 | 8,635,000 | 8,402,000 | 8,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,131,000 | 2,348,000 | 3,555,000 | 5,228,000 |
| Interest expense | 209,000 | 436,000 | 657,000 | 872,000 |
| Net interest income | 922,000 | 1,912,000 | 2,898,000 | 4,356,000 |
| Noninterest income | 73,000 | 147,000 | 222,000 | 313,000 |
| Noninterest expense | 676,000 | 1,211,000 | 1,868,000 | 2,582,000 |
| Provision for loan losses | 30,000 | 170,000 | 200,000 | 220,000 |
| Pretax income | 289,000 | 644,000 | 1,025,000 | 1,840,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 289,000 | 644,000 | 1,025,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,507,000 | 7,662,000 | 7,793,000 | 8,309,000 |
| Total capital | 8,106,000 | 8,077,000 | 8,238,000 | 8,849,000 |
| Risk-weighted assets | 52,741,000 | 54,945,000 | 54,415,000 | 44,892,000 |