Call reports 2012
DU QUOIN STATE BANK — 2012
What DU QUOIN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 97,508,000 | 101,446,000 | 102,873,000 | 95,769,000 |
| Total loans | 39,800,000 | 40,888,000 | 40,388,000 | 38,362,000 |
| Allowance for loan losses | 681,000 | 711,000 | 758,000 | 557,000 |
| Securities available for sale | 50,853,000 | 53,054,000 | 53,142,000 | 53,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,637,000 | 75,175,000 | 76,116,000 | 71,592,000 |
| Interest-bearing deposits | 57,913,000 | 61,853,000 | 61,769,000 | 57,125,000 |
| Noninterest-bearing deposits | 13,724,000 | 13,322,000 | 14,347,000 | 14,467,000 |
| Equity capital | 11,371,000 | 11,777,000 | 12,232,000 | 11,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,385,000 | 3,611,000 | 4,782,000 |
| Interest expense | 217,000 | 439,000 | 658,000 | 868,000 |
| Net interest income | 978,000 | 1,946,000 | 2,953,000 | 3,914,000 |
| Noninterest income | 77,000 | 135,000 | 200,000 | 279,000 |
| Noninterest expense | 651,000 | 1,334,000 | 2,016,000 | 2,675,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 230,000 |
| Pretax income | 434,000 | 747,000 | 1,107,000 | 1,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 434,000 | 747,000 | 1,107,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,474,000 | 7,537,000 | 7,647,000 | 7,718,000 |
| Total capital | 8,112,000 | 8,200,000 | 8,299,000 | 8,284,000 |
| Risk-weighted assets | 51,016,000 | 53,004,000 | 52,035,000 | 50,070,000 |