Call reports 2011
DU QUOIN STATE BANK — 2011
What DU QUOIN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 100,606,000 | 99,763,000 | 100,507,000 | 98,460,000 |
| Total loans | 40,508,000 | 39,529,000 | 39,954,000 | 38,999,000 |
| Allowance for loan losses | 789,000 | 648,000 | 668,000 | 666,000 |
| Securities available for sale | 55,383,000 | 51,869,000 | 51,438,000 | 54,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,485,000 | 76,960,000 | 76,321,000 | 71,230,000 |
| Interest-bearing deposits | 65,603,000 | 63,448,000 | 63,159,000 | 58,396,000 |
| Noninterest-bearing deposits | 12,882,000 | 13,512,000 | 13,162,000 | 12,834,000 |
| Equity capital | 9,430,000 | 10,082,000 | 11,162,000 | 11,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,213,000 | 2,447,000 | 3,666,000 | 4,903,000 |
| Interest expense | 256,000 | 501,000 | 734,000 | 955,000 |
| Net interest income | 957,000 | 1,946,000 | 2,932,000 | 3,948,000 |
| Noninterest income | 66,000 | 139,000 | 206,000 | 294,000 |
| Noninterest expense | 657,000 | 1,309,000 | 1,972,000 | 2,640,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 351,000 | 717,000 | 1,092,000 | 1,519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 351,000 | 717,000 | 1,092,000 | 1,519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,172,000 | 7,238,000 | 7,313,000 | 7,440,000 |
| Total capital | 7,816,000 | 7,870,000 | 7,944,000 | 8,081,000 |
| Risk-weighted assets | 51,849,000 | 51,052,000 | 50,922,000 | 51,747,000 |