Call reports 2010
DU QUOIN STATE BANK — 2010
What DU QUOIN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 92,391,000 | 94,601,000 | 101,137,000 | 102,352,000 |
| Total loans | 42,255,000 | 42,389,000 | 43,256,000 | 42,517,000 |
| Allowance for loan losses | 748,000 | 753,000 | 763,000 | 779,000 |
| Securities available for sale | 44,376,000 | 44,206,000 | 48,248,000 | 52,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,125,000 | 70,675,000 | 78,064,000 | 76,677,000 |
| Interest-bearing deposits | 58,516,000 | 59,410,000 | 66,213,000 | 65,282,000 |
| Noninterest-bearing deposits | 11,609,000 | 11,265,000 | 11,851,000 | 11,395,000 |
| Equity capital | 10,378,000 | 10,991,000 | 10,184,000 | 8,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,201,000 | 2,411,000 | 3,628,000 | 4,893,000 |
| Interest expense | 273,000 | 540,000 | 815,000 | 1,087,000 |
| Net interest income | 928,000 | 1,871,000 | 2,813,000 | 3,806,000 |
| Noninterest income | 49,000 | 99,000 | 199,000 | 302,000 |
| Noninterest expense | 607,000 | 1,253,000 | 1,940,000 | 2,603,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 375,000 | 707,000 | 1,047,000 | 1,465,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 375,000 | 707,000 | 1,047,000 | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,531,000 | 8,563,000 | 7,103,000 | 7,221,000 |
| Total capital | 9,132,000 | 9,172,000 | 7,734,000 | 7,868,000 |
| Risk-weighted assets | 48,471,000 | 49,083,000 | 50,893,000 | 52,134,000 |