Call reports 2009
DU QUOIN STATE BANK — 2009
What DU QUOIN STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 99,066,000 | 95,206,000 | 94,552,000 | 93,925,000 |
| Total loans | 44,156,000 | 42,933,000 | 41,881,000 | 41,272,000 |
| Allowance for loan losses | 715,000 | 714,000 | 714,000 | 733,000 |
| Securities available for sale | 46,291,000 | 43,361,000 | 47,047,000 | 46,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,515,000 | 74,852,000 | 72,716,000 | 72,111,000 |
| Interest-bearing deposits | 65,297,000 | 62,595,000 | 61,382,000 | 59,810,000 |
| Noninterest-bearing deposits | 11,218,000 | 12,257,000 | 11,334,000 | 12,301,000 |
| Equity capital | 9,992,000 | 9,715,000 | 10,236,000 | 9,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,784,000 | 4,060,000 | 5,314,000 |
| Interest expense | 426,000 | 806,000 | 1,157,000 | 1,477,000 |
| Net interest income | 949,000 | 1,978,000 | 2,903,000 | 3,837,000 |
| Noninterest income | 44,000 | 86,000 | 115,000 | 176,000 |
| Noninterest expense | 619,000 | 1,262,000 | 1,905,000 | 2,600,000 |
| Provision for loan losses | 0 | 0 | 0 | 35,000 |
| Pretax income | 457,000 | 833,000 | 1,144,000 | 1,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 457,000 | 833,000 | 1,144,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,693,000 | 8,869,000 | 8,581,000 | 8,358,000 |
| Total capital | 9,318,000 | 9,477,000 | 9,178,000 | 8,955,000 |
| Risk-weighted assets | 50,526,000 | 49,222,000 | 48,283,000 | 48,257,000 |