Call reports 2008
DU QUOIN STATE BANK — 2008
What DU QUOIN STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 103,291,000 | 102,700,000 | 96,433,000 | 98,925,000 |
| Total loans | 43,470,000 | 41,773,000 | 42,105,000 | 45,410,000 |
| Allowance for loan losses | 713,000 | 714,000 | 714,000 | 715,000 |
| Securities available for sale | 54,241,000 | 55,384,000 | 46,824,000 | 47,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,591,000 | 78,951,000 | 74,763,000 | 76,156,000 |
| Interest-bearing deposits | 65,195,000 | 66,777,000 | 63,335,000 | 65,125,000 |
| Noninterest-bearing deposits | 10,396,000 | 12,174,000 | 11,428,000 | 11,031,000 |
| Equity capital | 9,873,000 | 8,597,000 | 8,860,000 | 10,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,589,000 | 3,109,000 | 4,601,000 | 5,988,000 |
| Interest expense | 761,000 | 1,374,000 | 1,903,000 | 2,400,000 |
| Net interest income | 828,000 | 1,735,000 | 2,698,000 | 3,588,000 |
| Noninterest income | 90,000 | 135,000 | 180,000 | 243,000 |
| Noninterest expense | 604,000 | 1,193,000 | 1,807,000 | 2,459,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 314,000 | 695,000 | 1,107,000 | 1,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 695,000 | 1,107,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,157,000 | 8,337,000 | 8,550,000 | 8,612,000 |
| Total capital | 8,756,000 | 8,926,000 | 9,138,000 | 9,240,000 |
| Risk-weighted assets | 47,762,000 | 47,651,000 | 47,584,000 | 50,773,000 |