Call reports 2007
DU QUOIN STATE BANK — 2007
What DU QUOIN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,284,000 | 97,372,000 | 104,229,000 | 102,416,000 |
| Total loans | 48,763,000 | 47,353,000 | 47,562,000 | 45,106,000 |
| Allowance for loan losses | 681,000 | 706,000 | 729,000 | 713,000 |
| Securities available for sale | 42,934,000 | 45,286,000 | 45,134,000 | 51,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,458,000 | 73,403,000 | 78,565,000 | 75,140,000 |
| Interest-bearing deposits | 65,250,000 | 63,264,000 | 68,019,000 | 64,959,000 |
| Noninterest-bearing deposits | 10,208,000 | 10,139,000 | 10,546,000 | 10,181,000 |
| Equity capital | 8,022,000 | 7,145,000 | 7,834,000 | 8,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,592,000 | 3,087,000 | 4,636,000 | 6,554,000 |
| Interest expense | 744,000 | 1,511,000 | 2,275,000 | 3,102,000 |
| Net interest income | 848,000 | 1,576,000 | 2,361,000 | 3,452,000 |
| Noninterest income | 69,000 | 121,000 | 170,000 | 236,000 |
| Noninterest expense | 575,000 | 1,134,000 | 1,705,000 | 2,357,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 195,000 |
| Pretax income | 317,000 | 508,000 | 698,000 | 1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 508,000 | 698,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,984,000 | 7,950,000 | 7,965,000 | 8,168,000 |
| Total capital | 8,618,000 | 8,564,000 | 8,597,000 | 8,778,000 |
| Risk-weighted assets | 50,645,000 | 49,016,000 | 50,443,000 | 48,660,000 |