Call reports 2006
DU QUOIN STATE BANK — 2006
What DU QUOIN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,590,000 | 94,065,000 | 100,445,000 | 99,592,000 |
| Total loans | 49,437,000 | 47,339,000 | 49,558,000 | 49,182,000 |
| Allowance for loan losses | 670,000 | 610,000 | 641,000 | 663,000 |
| Securities available for sale | 41,554,000 | 40,415,000 | 43,456,000 | 45,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,322,000 | 72,402,000 | 75,680,000 | 73,457,000 |
| Interest-bearing deposits | 65,977,000 | 62,092,000 | 65,528,000 | 63,104,000 |
| Noninterest-bearing deposits | 10,345,000 | 10,310,000 | 10,152,000 | 10,353,000 |
| Equity capital | 7,396,000 | 6,795,000 | 7,802,000 | 7,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,905,000 | 4,468,000 | 6,061,000 |
| Interest expense | 573,000 | 1,181,000 | 1,872,000 | 2,632,000 |
| Net interest income | 864,000 | 1,724,000 | 2,596,000 | 3,429,000 |
| Noninterest income | 68,000 | 126,000 | 189,000 | 265,000 |
| Noninterest expense | 578,000 | 1,108,000 | 1,653,000 | 2,213,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 324,000 | 590,000 | 930,000 | 1,249,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 590,000 | 930,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,893,000 | 7,908,000 | 7,998,000 | 8,017,000 |
| Total capital | 8,551,000 | 8,528,000 | 8,650,000 | 8,660,000 |
| Risk-weighted assets | 52,613,000 | 50,819,000 | 52,639,000 | 51,375,000 |