Call reports 2002
DU QUOIN STATE BANK — 2002
What DU QUOIN STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 71,783,000 | 73,264,000 | 77,836,000 | 80,924,000 |
| Total loans | 39,594,000 | 39,970,000 | 41,174,000 | 43,715,000 |
| Allowance for loan losses | 425,000 | 448,000 | 420,000 | 461,000 |
| Securities available for sale | 27,070,000 | 28,602,000 | 27,130,000 | 32,834,000 |
| Securities held to maturity | 155,000 | 155,000 | 155,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,300,000 | 57,760,000 | 62,084,000 | 61,604,000 |
| Interest-bearing deposits | 48,730,000 | 48,647,000 | 52,418,000 | 52,117,000 |
| Noninterest-bearing deposits | 8,570,000 | 9,113,000 | 9,666,000 | 9,487,000 |
| Equity capital | 6,845,000 | 7,496,000 | 8,077,000 | 8,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,467,000 | 3,675,000 | 4,918,000 |
| Interest expense | 415,000 | 778,000 | 1,136,000 | 1,509,000 |
| Net interest income | 815,000 | 1,689,000 | 2,539,000 | 3,409,000 |
| Noninterest income | 70,000 | 114,000 | 170,000 | 274,000 |
| Noninterest expense | 537,000 | 1,063,000 | 1,611,000 | 2,220,000 |
| Provision for loan losses | 23,000 | 46,000 | 68,000 | 90,000 |
| Pretax income | 325,000 | 694,000 | 1,030,000 | 1,373,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 325,000 | 694,000 | 1,030,000 | 1,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,280,000 | 6,448,000 | 6,584,000 | 6,603,000 |
| Total capital | 6,705,000 | 6,896,000 | 7,004,000 | 7,064,000 |
| Risk-weighted assets | 40,630,000 | 41,317,000 | 42,423,000 | 44,171,000 |