Call reports 2001
DU QUOIN STATE BANK — 2001
What DU QUOIN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,447,000 | 73,133,000 | 73,788,000 | 73,559,000 |
| Total loans | 36,807,000 | 36,650,000 | 39,187,000 | 38,076,000 |
| Allowance for loan losses | 463,000 | 468,000 | 493,000 | 402,000 |
| Securities available for sale | 28,599,000 | 30,776,000 | 29,343,000 | 28,046,000 |
| Securities held to maturity | 524,000 | 517,000 | 517,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,062,000 | 58,640,000 | 57,901,000 | 58,867,000 |
| Interest-bearing deposits | 51,099,000 | 51,351,000 | 50,033,000 | 50,519,000 |
| Noninterest-bearing deposits | 6,963,000 | 7,289,000 | 7,868,000 | 8,347,000 |
| Equity capital | 6,342,000 | 6,578,000 | 7,227,000 | 7,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 2,892,000 | 4,283,000 | 5,612,000 |
| Interest expense | 654,000 | 1,296,000 | 1,893,000 | 2,400,000 |
| Net interest income | 859,000 | 1,596,000 | 2,390,000 | 3,212,000 |
| Noninterest income | 76,000 | 199,000 | 264,000 | 334,000 |
| Noninterest expense | 550,000 | 1,114,000 | 1,646,000 | 2,186,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 362,000 | 636,000 | 940,000 | 1,270,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 362,000 | 636,000 | 940,000 | 1,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,724,000 | 5,999,000 | 6,103,000 | 6,230,000 |
| Total capital | 6,187,000 | 6,467,000 | 6,596,000 | 6,632,000 |
| Risk-weighted assets | 38,751,000 | 39,146,000 | 40,763,000 | 39,863,000 |