Call reports 2026
HARFORD BANK — 2026
What HARFORD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 732,308,000 | 776,634,000 |
| Total loans | 559,900,000 | 584,130,000 |
| Allowance for loan losses | 6,926,000 | 7,209,000 |
| Securities available for sale | 7,180,000 | 11,533,000 |
| Securities held to maturity | 97,206,000 | 92,126,000 |
| Trading assets | 0 | 0 |
| Total deposits | 654,198,000 | 692,519,000 |
| Interest-bearing deposits | 501,077,000 | 526,322,000 |
| Noninterest-bearing deposits | 153,121,000 | 166,197,000 |
| Equity capital | 72,690,000 | 74,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 9,311,000 | 19,281,000 |
| Interest expense | 2,622,000 | 5,320,000 |
| Net interest income | 6,689,000 | 13,961,000 |
| Noninterest income | 534,000 | 1,098,000 |
| Noninterest expense | 4,506,000 | 8,962,000 |
| Provision for loan losses | 276,000 | 563,000 |
| Pretax income | 2,396,000 | 5,399,000 |
| Income tax | 587,000 | 1,339,000 |
| Net income | 1,809,000 | 4,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 72,737,000 | 74,727,000 |
| Total capital | 79,563,000 | 81,894,000 |
| Risk-weighted assets | 545,255,000 | 572,496,000 |