Call reports 2021
HARFORD BANK — 2021
What HARFORD BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 508,478,000 | 519,364,000 | 563,612,000 | 575,175,000 |
| Total loans | 376,463,000 | 380,364,000 | 366,765,000 | 368,101,000 |
| Allowance for loan losses | 5,113,000 | 5,108,000 | 5,016,000 | 5,080,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 48,615,000 | 69,312,000 | 88,136,000 | 105,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 458,449,000 | 468,930,000 | 511,733,000 | 522,324,000 |
| Interest-bearing deposits | 325,426,000 | 329,582,000 | 356,917,000 | 368,767,000 |
| Noninterest-bearing deposits | 133,023,000 | 139,348,000 | 154,816,000 | 153,557,000 |
| Equity capital | 46,500,000 | 47,583,000 | 48,829,000 | 49,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,816,000 | 9,322,000 | 14,231,000 | 19,141,000 |
| Interest expense | 444,000 | 838,000 | 1,202,000 | 1,549,000 |
| Net interest income | 4,372,000 | 8,484,000 | 13,029,000 | 17,592,000 |
| Noninterest income | 509,000 | 980,000 | 1,482,000 | 1,965,000 |
| Noninterest expense | 2,853,000 | 5,842,000 | 8,974,000 | 12,358,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,028,000 | 3,622,000 | 5,537,000 | 7,199,000 |
| Income tax | 530,000 | 938,000 | 1,435,000 | 1,858,000 |
| Net income | 1,498,000 | 2,684,000 | 4,102,000 | 5,341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,500,000 | 47,583,000 | 48,829,000 | 49,546,000 |
| Total capital | 50,498,000 | 51,744,000 | 53,028,000 | 53,925,000 |
| Risk-weighted assets | 318,703,000 | 331,898,000 | 335,111,000 | 349,592,000 |