Call report 2003Q4
HARFORD BANK — 2003Q4
The 22 measures HARFORD BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,280,000 | USD | evidence → |
| Total loans | 119,093,000 | USD | evidence → |
| Allowance for loan losses | 1,494,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 25,326,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 138,574,000 | USD | evidence → |
| Interest-bearing deposits | 108,683,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,891,000 | USD | evidence → |
| Equity capital | 19,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,443,000 | USD | evidence → |
| Interest expense | 1,470,000 | USD | evidence → |
| Net interest income | 6,973,000 | USD | evidence → |
| Noninterest income | 1,059,000 | USD | evidence → |
| Noninterest expense | 5,400,000 | USD | evidence → |
| Provision for loan losses | 109,000 | USD | evidence → |
| Pretax income | 2,523,000 | USD | evidence → |
| Income tax | 847,000 | USD | evidence → |
| Net income | 1,676,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,084,000 | USD | evidence → |
| Total capital | 20,578,000 | USD | evidence → |
| Risk-weighted assets | 127,645,000 | USD | evidence → |