Call reports 2026
LYON COUNTY STATE BANK, THE — 2026
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 210,756,000 | 212,499,000 |
| Total loans | 143,114,000 | 146,780,000 |
| Allowance for loan losses | 1,930,000 | 1,963,000 |
| Securities available for sale | 49,747,000 | 46,927,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 182,996,000 | 183,383,000 |
| Interest-bearing deposits | 136,418,000 | 139,454,000 |
| Noninterest-bearing deposits | 46,578,000 | 43,929,000 |
| Equity capital | 17,115,000 | 18,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,568,000 | 5,245,000 |
| Interest expense | 648,000 | 1,325,000 |
| Net interest income | 1,920,000 | 3,920,000 |
| Noninterest income | 432,000 | 829,000 |
| Noninterest expense | 1,401,000 | 2,817,000 |
| Provision for loan losses | 39,000 | 78,000 |
| Pretax income | 911,000 | 1,868,000 |
| Income tax | 21,000 | 60,000 |
| Net income | 890,000 | 1,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,716,000 | 20,634,000 |
| Total capital | 21,052,000 | 21,996,000 |
| Risk-weighted assets | 106,214,000 | 108,300,000 |