Call reports 2024
LYON COUNTY STATE BANK, THE — 2024
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 193,594,000 | 190,368,000 | 196,190,000 | 196,750,000 |
| Total loans | 112,237,000 | 117,681,000 | 126,745,000 | 127,562,000 |
| Allowance for loan losses | 1,593,000 | 1,624,000 | 1,664,000 | 1,772,000 |
| Securities available for sale | 64,213,000 | 62,295,000 | 61,758,000 | 58,275,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,922,000 | 163,077,000 | 166,666,000 | 168,771,000 |
| Interest-bearing deposits | 120,831,000 | 118,533,000 | 122,706,000 | 125,227,000 |
| Noninterest-bearing deposits | 46,091,000 | 44,544,000 | 43,960,000 | 43,544,000 |
| Equity capital | 11,181,000 | 11,795,000 | 13,964,000 | 12,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,111,000 | 6,314,000 | 8,657,000 |
| Interest expense | 555,000 | 1,097,000 | 1,718,000 | 2,383,000 |
| Net interest income | 1,470,000 | 3,014,000 | 4,596,000 | 6,274,000 |
| Noninterest income | 407,000 | 840,000 | 1,245,000 | 1,792,000 |
| Noninterest expense | 1,262,000 | 2,533,000 | 3,829,000 | 5,338,000 |
| Provision for loan losses | 45,000 | 78,000 | 123,000 | 235,000 |
| Pretax income | 570,000 | 1,236,000 | 1,883,000 | 2,489,000 |
| Income tax | 21,000 | 45,000 | 67,000 | 92,000 |
| Net income | 549,000 | 1,191,000 | 1,816,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,035,000 | 16,678,000 | 17,303,000 | 16,884,000 |
| Total capital | 17,224,000 | 17,865,000 | 18,581,000 | 18,134,000 |
| Risk-weighted assets | 94,639,000 | 94,488,000 | 101,802,000 | 99,448,000 |