Call reports 2022
LYON COUNTY STATE BANK, THE — 2022
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 181,107,000 | 179,219,000 | 182,323,000 | 184,032,000 |
| Total loans | 72,246,000 | 84,693,000 | 88,841,000 | 95,975,000 |
| Allowance for loan losses | 1,025,000 | 1,059,000 | 1,096,000 | 1,149,000 |
| Securities available for sale | 85,702,000 | 83,163,000 | 77,159,000 | 76,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,851,000 | 164,631,000 | 165,209,000 | 165,107,000 |
| Interest-bearing deposits | 119,605,000 | 114,283,000 | 114,536,000 | 115,612,000 |
| Noninterest-bearing deposits | 50,246,000 | 50,348,000 | 50,673,000 | 49,495,000 |
| Equity capital | 10,907,000 | 9,065,000 | 6,776,000 | 8,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,682,000 | 4,092,000 | 5,679,000 |
| Interest expense | 74,000 | 157,000 | 313,000 | 504,000 |
| Net interest income | 1,228,000 | 2,525,000 | 3,779,000 | 5,175,000 |
| Noninterest income | 467,000 | 853,000 | 1,223,000 | 1,627,000 |
| Noninterest expense | 1,210,000 | 2,402,000 | 3,609,000 | 5,142,000 |
| Provision for loan losses | 39,000 | 78,000 | 116,000 | 179,000 |
| Pretax income | 459,000 | 901,000 | 1,265,000 | 1,484,000 |
| Income tax | 16,000 | 36,000 | 52,000 | 59,000 |
| Net income | 443,000 | 865,000 | 1,213,000 | 1,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,855,000 | 14,276,000 | 14,625,000 | 14,837,000 |
| Total capital | 14,742,000 | 15,245,000 | 15,639,000 | 15,920,000 |
| Risk-weighted assets | 70,798,000 | 77,426,000 | 81,069,000 | 86,613,000 |