Call reports 2021
LYON COUNTY STATE BANK, THE — 2021
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,582,000 | 176,247,000 | 181,644,000 | 178,214,000 |
| Total loans | 70,887,000 | 74,007,000 | 71,093,000 | 71,882,000 |
| Allowance for loan losses | 818,000 | 842,000 | 863,000 | 989,000 |
| Securities available for sale | 83,342,000 | 90,043,000 | 85,509,000 | 83,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,608,000 | 159,093,000 | 164,577,000 | 161,516,000 |
| Interest-bearing deposits | 115,088,000 | 111,363,000 | 115,429,000 | 115,490,000 |
| Noninterest-bearing deposits | 51,520,000 | 47,730,000 | 49,148,000 | 46,026,000 |
| Equity capital | 17,132,000 | 16,192,000 | 16,532,000 | 16,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,397,000 | 2,778,000 | 4,281,000 | 5,522,000 |
| Interest expense | 76,000 | 151,000 | 226,000 | 300,000 |
| Net interest income | 1,321,000 | 2,627,000 | 4,055,000 | 5,222,000 |
| Noninterest income | 389,000 | 705,000 | 995,000 | 1,402,000 |
| Noninterest expense | 1,129,000 | 2,327,000 | 3,549,000 | 4,794,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 206,000 |
| Pretax income | 723,000 | 1,128,000 | 1,598,000 | 1,801,000 |
| Income tax | 28,000 | 46,000 | 66,000 | 75,000 |
| Net income | 695,000 | 1,082,000 | 1,532,000 | 1,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,381,000 | 14,268,000 | 14,718,000 | 14,912,000 |
| Total capital | 16,199,000 | 15,110,000 | 15,581,000 | 15,800,000 |
| Risk-weighted assets | 68,723,000 | 71,575,000 | 71,187,000 | 70,914,000 |
Machine access — free, no API key
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