Call reports 2020
LYON COUNTY STATE BANK, THE — 2020
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 144,422,000 | 156,280,000 | 162,777,000 | 170,638,000 |
| Total loans | 57,616,000 | 66,858,000 | 69,771,000 | 69,096,000 |
| Allowance for loan losses | 782,000 | 782,000 | 780,000 | 793,000 |
| Securities available for sale | 67,414,000 | 70,654,000 | 74,032,000 | 77,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,017,000 | 138,919,000 | 144,758,000 | 152,262,000 |
| Interest-bearing deposits | 94,564,000 | 98,233,000 | 104,096,000 | 109,080,000 |
| Noninterest-bearing deposits | 34,453,000 | 40,686,000 | 40,662,000 | 43,182,000 |
| Equity capital | 14,552,000 | 16,391,000 | 16,945,000 | 17,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,606,000 | 3,901,000 | 5,180,000 |
| Interest expense | 77,000 | 149,000 | 224,000 | 300,000 |
| Net interest income | 1,178,000 | 2,457,000 | 3,677,000 | 4,880,000 |
| Noninterest income | 420,000 | 766,000 | 1,141,000 | 1,518,000 |
| Noninterest expense | 1,182,000 | 2,355,000 | 3,495,000 | 4,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 422,000 | 885,000 | 1,351,000 | 1,862,000 |
| Income tax | 15,000 | 35,000 | 56,000 | 78,000 |
| Net income | 407,000 | 850,000 | 1,295,000 | 1,784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,752,000 | 14,197,000 | 14,686,000 |
| Total capital | 14,091,000 | 14,513,000 | 14,977,000 | 15,479,000 |
| Risk-weighted assets | 62,942,000 | 60,889,000 | 62,973,000 | 67,812,000 |