Call reports 2019
LYON COUNTY STATE BANK, THE — 2019
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 141,420,000 | 138,479,000 | 141,707,000 | 140,824,000 |
| Total loans | 52,748,000 | 54,347,000 | 56,231,000 | 56,852,000 |
| Allowance for loan losses | 795,000 | 793,000 | 789,000 | 786,000 |
| Securities available for sale | 67,265,000 | 68,500,000 | 65,597,000 | 68,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,156,000 | 124,256,000 | 126,812,000 | 124,502,000 |
| Interest-bearing deposits | 94,771,000 | 91,118,000 | 93,278,000 | 93,007,000 |
| Noninterest-bearing deposits | 33,385,000 | 33,138,000 | 33,534,000 | 31,495,000 |
| Equity capital | 11,820,000 | 13,024,000 | 13,705,000 | 13,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,441,000 | 3,678,000 | 4,928,000 |
| Interest expense | 83,000 | 160,000 | 238,000 | 314,000 |
| Net interest income | 1,126,000 | 2,281,000 | 3,440,000 | 4,614,000 |
| Noninterest income | 405,000 | 809,000 | 1,231,000 | 1,645,000 |
| Noninterest expense | 1,082,000 | 2,192,000 | 3,315,000 | 4,472,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 449,000 | 898,000 | 1,356,000 | 1,804,000 |
| Income tax | 16,000 | 36,000 | 56,000 | 75,000 |
| Net income | 433,000 | 862,000 | 1,300,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,601,000 | 12,034,000 | 12,473,000 | 12,902,000 |
| Total capital | 12,326,000 | 12,776,000 | 13,219,000 | 13,659,000 |
| Risk-weighted assets | 57,960,000 | 59,273,000 | 59,605,000 | 60,541,000 |