Call reports 2018
LYON COUNTY STATE BANK, THE — 2018
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 142,920,000 | 141,019,000 | 140,743,000 | 136,450,000 |
| Total loans | 50,083,000 | 50,929,000 | 50,999,000 | 51,294,000 |
| Allowance for loan losses | 812,000 | 807,000 | 789,000 | 795,000 |
| Securities available for sale | 72,779,000 | 72,327,000 | 68,648,000 | 68,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,939,000 | 129,376,000 | 129,184,000 | 123,946,000 |
| Interest-bearing deposits | 95,143,000 | 95,330,000 | 97,570,000 | 93,436,000 |
| Noninterest-bearing deposits | 35,796,000 | 34,046,000 | 31,614,000 | 30,510,000 |
| Equity capital | 10,517,000 | 10,707,000 | 10,272,000 | 11,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,121,000 | 2,240,000 | 3,413,000 | 4,560,000 |
| Interest expense | 74,000 | 142,000 | 215,000 | 285,000 |
| Net interest income | 1,047,000 | 2,098,000 | 3,198,000 | 4,275,000 |
| Noninterest income | 410,000 | 828,000 | 1,238,000 | 1,674,000 |
| Noninterest expense | 1,063,000 | 2,144,000 | 3,194,000 | 4,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 394,000 | 767,000 | 1,227,000 | 1,643,000 |
| Income tax | 15,000 | 31,000 | 50,000 | 70,000 |
| Net income | 379,000 | 736,000 | 1,177,000 | 1,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,261,000 | 11,621,000 | 11,666,000 | 12,065,000 |
| Total capital | 11,966,000 | 12,328,000 | 12,369,000 | 12,778,000 |
| Risk-weighted assets | 56,331,000 | 56,463,000 | 56,181,000 | 56,953,000 |