Call reports 2017
LYON COUNTY STATE BANK, THE — 2017
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 150,463,000 | 146,248,000 | 145,914,000 | 144,272,000 |
| Total loans | 57,604,000 | 54,681,000 | 54,669,000 | 50,733,000 |
| Allowance for loan losses | 707,000 | 761,000 | 818,000 | 815,000 |
| Securities available for sale | 75,986,000 | 74,387,000 | 74,224,000 | 71,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,936,000 | 133,275,000 | 132,710,000 | 131,685,000 |
| Interest-bearing deposits | 104,095,000 | 101,194,000 | 101,030,000 | 99,738,000 |
| Noninterest-bearing deposits | 33,841,000 | 32,081,000 | 31,680,000 | 31,947,000 |
| Equity capital | 10,769,000 | 11,222,000 | 11,428,000 | 11,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,114,000 | 2,282,000 | 3,422,000 | 4,546,000 |
| Interest expense | 74,000 | 155,000 | 238,000 | 322,000 |
| Net interest income | 1,040,000 | 2,127,000 | 3,184,000 | 4,224,000 |
| Noninterest income | 562,000 | 1,038,000 | 1,461,000 | 1,873,000 |
| Noninterest expense | 1,901,000 | 3,385,000 | 4,510,000 | 5,592,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | -359,000 | -340,000 | -45,000 | 326,000 |
| Income tax | -20,000 | -20,000 | -6,000 | 11,000 |
| Net income | -339,000 | -320,000 | -39,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,665,000 | 10,699,000 | 10,987,000 | 11,345,000 |
| Total capital | 11,372,000 | 11,460,000 | 11,750,000 | 12,052,000 |
| Risk-weighted assets | 63,817,000 | 61,213,000 | 60,990,000 | 56,481,000 |