Call reports 2014
LYON COUNTY STATE BANK, THE — 2014
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,493,000 | 122,111,000 | 150,955,000 | 151,145,000 |
| Total loans | 38,243,000 | 39,362,000 | 37,824,000 | 38,855,000 |
| Allowance for loan losses | 553,000 | 553,000 | 480,000 | 510,000 |
| Securities available for sale | 67,545,000 | 69,452,000 | 84,960,000 | 93,433,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,082,000 | 104,115,000 | 136,449,000 | 133,425,000 |
| Interest-bearing deposits | 84,883,000 | 82,070,000 | 106,800,000 | 105,090,000 |
| Noninterest-bearing deposits | 24,199,000 | 22,045,000 | 29,649,000 | 28,335,000 |
| Equity capital | 9,712,000 | 10,308,000 | 11,746,000 | 11,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,815,000 | 2,799,000 | 3,808,000 |
| Interest expense | 54,000 | 105,000 | 164,000 | 221,000 |
| Net interest income | 858,000 | 1,710,000 | 2,635,000 | 3,587,000 |
| Noninterest income | 306,000 | 607,000 | 974,000 | 1,403,000 |
| Noninterest expense | 971,000 | 2,004,000 | 3,291,000 | 4,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 378,000 | 383,000 | 427,000 |
| Income tax | 10,000 | 18,000 | 22,000 | 24,000 |
| Net income | 183,000 | 360,000 | 361,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,844,000 | 10,036,000 | 11,489,000 | 11,551,000 |
| Total capital | 10,397,000 | 10,589,000 | 11,969,000 | 12,061,000 |
| Risk-weighted assets | 51,802,000 | 51,984,000 | 53,652,000 | 55,607,000 |
Machine access — free, no API key
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