Call reports 2009
LYON COUNTY STATE BANK, THE — 2009
What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,489,000 | 75,878,000 | 75,528,000 | 84,219,000 |
| Total loans | 30,909,000 | 29,893,000 | 28,212,000 | 26,979,000 |
| Allowance for loan losses | 621,000 | 642,000 | 568,000 | 551,000 |
| Securities available for sale | 28,218,000 | 30,851,000 | 34,126,000 | 35,844,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,941,000 | 64,493,000 | 65,098,000 | 74,797,000 |
| Interest-bearing deposits | 46,557,000 | 53,089,000 | 51,418,000 | 61,938,000 |
| Noninterest-bearing deposits | 12,384,000 | 11,404,000 | 13,680,000 | 12,859,000 |
| Equity capital | 6,805,000 | 6,865,000 | 7,142,000 | 7,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,775,000 | 2,618,000 | 3,448,000 |
| Interest expense | 159,000 | 301,000 | 450,000 | 596,000 |
| Net interest income | 728,000 | 1,474,000 | 2,168,000 | 2,852,000 |
| Noninterest income | 358,000 | 734,000 | 1,148,000 | 1,570,000 |
| Noninterest expense | 866,000 | 1,771,000 | 2,723,000 | 3,631,000 |
| Provision for loan losses | 10,000 | 40,000 | 50,000 | 50,000 |
| Pretax income | 210,000 | 397,000 | 543,000 | 741,000 |
| Income tax | 9,000 | 17,000 | 24,000 | 33,000 |
| Net income | 201,000 | 380,000 | 519,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,135,000 | 6,313,000 | 6,412,000 | 6,602,000 |
| Total capital | 6,587,000 | 6,778,000 | 6,859,000 | 7,068,000 |
| Risk-weighted assets | 38,348,000 | 38,763,000 | 36,634,000 | 37,672,000 |
Machine access — free, no API key
Every figure shown here about LYON COUNTY STATE BANK, THE — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.