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Call reports 2008

LYON COUNTY STATE BANK, THE — 2008

What LYON COUNTY STATE BANK, THE reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/8082582e-5f0c-47f4-bd06-8e74c04d6b4a/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets76,643,00072,875,00076,884,00071,811,000
Total loans32,622,00032,989,00032,906,00033,114,000
Allowance for loan losses817,000800,000760,000710,000
Securities available for sale29,017,00026,694,00033,147,00028,390,000
Securities held to maturity0000
Trading assets0000
Total deposits69,367,00065,447,00068,585,00061,821,000
Interest-bearing deposits53,991,00052,654,00054,956,00049,730,000
Noninterest-bearing deposits15,376,00012,793,00013,629,00012,091,000
Equity capital6,284,0006,108,0006,421,0007,082,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,049,0002,032,0003,009,0003,922,000
Interest expense335,000620,000884,0001,119,000
Net interest income714,0001,412,0002,125,0002,803,000
Noninterest income428,000876,0001,291,0001,715,000
Noninterest expense887,0001,772,0002,669,0003,554,000
Provision for loan losses0000
Pretax income255,000516,000747,000964,000
Income tax4,00016,00027,00037,000
Net income251,000500,000720,000927,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital5,566,0005,815,0006,035,0006,242,000
Total capital6,057,0006,312,0006,541,0006,716,000
Risk-weighted assets41,793,00039,456,00040,186,00038,794,000

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