Call reports 2001
VILLAGE BANK & TRUST, S.S.B. — 2001
What VILLAGE BANK & TRUST, S.S.B. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,090,000 | 93,073,000 | 106,990,000 | 116,428,000 |
| Total loans | 64,512,000 | 84,377,000 | 92,911,000 | 105,551,000 |
| Allowance for loan losses | 352,000 | 445,000 | 520,000 | 664,000 |
| Securities available for sale | 2,877,000 | 2,690,000 | 5,626,000 | 4,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,674,000 | 84,735,000 | 84,544,000 | 93,409,000 |
| Interest-bearing deposits | 72,878,000 | 74,876,000 | 72,077,000 | 80,939,000 |
| Noninterest-bearing deposits | 7,796,000 | 9,859,000 | 12,467,000 | 12,470,000 |
| Equity capital | 6,927,000 | 7,632,000 | 8,349,000 | 9,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,873,000 | 3,993,000 | 6,167,000 | 8,342,000 |
| Interest expense | 981,000 | 1,984,000 | 2,992,000 | 3,995,000 |
| Net interest income | 892,000 | 2,009,000 | 3,175,000 | 4,347,000 |
| Noninterest income | 180,000 | 450,000 | 829,000 | 1,273,000 |
| Noninterest expense | 916,000 | 2,028,000 | 3,233,000 | 4,525,000 |
| Provision for loan losses | 45,000 | 138,000 | 211,000 | 357,000 |
| Pretax income | 114,000 | 300,000 | 563,000 | 741,000 |
| Income tax | 49,000 | 126,000 | 207,000 | 259,000 |
| Net income | 65,000 | 174,000 | 356,000 | 482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,527,000 | 7,239,000 | 7,927,000 | 8,819,000 |
| Total capital | 6,879,000 | 7,684,000 | 8,447,000 | 9,483,000 |
| Risk-weighted assets | 62,922,000 | 75,787,000 | 86,703,000 | 89,012,000 |