Call reports 2018
BENEFICIAL BANK — 2018
What BENEFICIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,788,721,000 | 5,770,733,000 | 5,868,061,000 | 5,808,297,000 |
| Total loans | 4,003,823,000 | 4,023,594,000 | 3,926,653,000 | 3,894,837,000 |
| Allowance for loan losses | 43,108,000 | 43,068,000 | 43,137,000 | 43,262,000 |
| Securities available for sale | 273,753,000 | 256,436,000 | 239,925,000 | 228,969,000 |
| Securities held to maturity | 517,453,000 | 498,454,000 | 438,649,000 | 424,571,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,229,720,000 | 4,309,819,000 | 4,388,983,000 | 4,315,645,000 |
| Interest-bearing deposits | 3,655,153,000 | 3,708,629,000 | 3,827,405,000 | 3,747,385,000 |
| Noninterest-bearing deposits | 574,567,000 | 601,190,000 | 561,578,000 | 568,260,000 |
| Equity capital | 972,647,000 | 885,238,000 | 898,871,000 | 912,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 50,246,000 | 102,861,000 | 155,933,000 | 211,776,000 |
| Interest expense | 6,952,000 | 14,566,000 | 22,841,000 | 31,756,000 |
| Net interest income | 43,294,000 | 88,295,000 | 133,092,000 | 180,020,000 |
| Noninterest income | 6,650,000 | 14,073,000 | 24,068,000 | 29,367,000 |
| Noninterest expense | 36,282,000 | 71,549,000 | 107,905,000 | 141,364,000 |
| Provision for loan losses | 999,000 | 2,665,000 | 4,581,000 | 4,581,000 |
| Pretax income | 12,662,000 | 28,153,000 | 44,672,000 | 63,438,000 |
| Income tax | 2,817,000 | 6,515,000 | 10,797,000 | 16,096,000 |
| Net income | 9,912,000 | 21,799,000 | 34,174,000 | 47,951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 823,821,000 | 735,082,000 | 757,577,000 | 778,130,000 |
| Total capital | 867,052,000 | 778,275,000 | 800,829,000 | 821,511,000 |
| Risk-weighted assets | 3,983,230,000 | 4,015,587,000 | 3,967,140,000 | 3,964,666,000 |