Call reports 2017
BENEFICIAL BANK — 2017
What BENEFICIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 5,860,155,000 | 5,828,410,000 | 5,817,446,000 | 5,797,932,000 |
| Total loans | 4,056,593,000 | 4,094,979,000 | 4,032,791,000 | 4,034,397,000 |
| Allowance for loan losses | 43,095,000 | 43,350,000 | 43,270,000 | 43,267,000 |
| Securities available for sale | 438,084,000 | 426,791,000 | 368,829,000 | 309,898,000 |
| Securities held to maturity | 559,441,000 | 540,057,000 | 558,659,000 | 537,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,306,159,000 | 4,269,782,000 | 4,271,244,000 | 4,251,554,000 |
| Interest-bearing deposits | 3,745,210,000 | 3,687,129,000 | 3,735,967,000 | 3,684,095,000 |
| Noninterest-bearing deposits | 560,949,000 | 582,653,000 | 535,277,000 | 567,459,000 |
| Equity capital | 971,006,000 | 981,542,000 | 966,862,000 | 961,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 47,394,000 | 95,936,000 | 145,383,000 | 197,868,000 |
| Interest expense | 6,520,000 | 13,193,000 | 20,139,000 | 27,248,000 |
| Net interest income | 40,874,000 | 82,743,000 | 125,244,000 | 170,620,000 |
| Noninterest income | 7,107,000 | 14,561,000 | 20,918,000 | 28,104,000 |
| Noninterest expense | 35,257,000 | 69,325,000 | 102,236,000 | 137,466,000 |
| Provision for loan losses | 600,000 | 1,350,000 | 2,100,000 | 3,118,000 |
| Pretax income | 12,121,000 | 26,623,000 | 41,819,000 | 58,133,000 |
| Income tax | 3,606,000 | 8,435,000 | 14,017,000 | 33,289,000 |
| Net income | 8,515,000 | 18,188,000 | 27,802,000 | 24,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 822,245,000 | 832,374,000 | 817,159,000 | 816,461,000 |
| Total capital | 865,627,000 | 876,040,000 | 860,732,000 | 859,852,000 |
| Risk-weighted assets | 4,121,206,000 | 4,217,639,000 | 4,057,963,000 | 4,014,708,000 |