Call reports 2001
BENEFICIAL BANK — 2001
What BENEFICIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,919,043,000 | 1,912,697,000 | 1,939,972,000 | 2,012,425,000 |
| Total loans | 1,313,936,000 | 1,352,928,000 | 1,345,878,000 | 1,333,139,000 |
| Allowance for loan losses | 16,360,000 | 16,463,000 | 16,459,000 | 16,324,000 |
| Securities available for sale | 471,111,000 | 423,033,000 | 404,798,000 | 377,690,000 |
| Securities held to maturity | 18,158,000 | 16,392,000 | 77,380,000 | 191,161,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,458,995,000 | 1,446,143,000 | 1,440,471,000 | 1,468,452,000 |
| Interest-bearing deposits | 1,389,841,000 | 1,378,602,000 | 1,377,396,000 | 1,402,016,000 |
| Noninterest-bearing deposits | 69,154,000 | 67,540,000 | 63,075,000 | 66,437,000 |
| Equity capital | 203,980,000 | 206,825,000 | 215,876,000 | 219,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 32,955,000 | 65,792,000 | 97,907,000 | 129,767,000 |
| Interest expense | 18,421,000 | 36,117,000 | 53,002,000 | 68,633,000 |
| Net interest income | 14,534,000 | 29,675,000 | 44,905,000 | 61,134,000 |
| Noninterest income | 1,396,000 | 2,838,000 | 4,631,000 | 7,773,000 |
| Noninterest expense | 9,988,000 | 20,471,000 | 31,033,000 | 41,395,000 |
| Provision for loan losses | 525,000 | 975,000 | 1,275,000 | 1,425,000 |
| Pretax income | 5,417,000 | 11,067,000 | 17,870,000 | 26,729,000 |
| Income tax | 1,625,000 | 3,400,000 | 5,475,000 | 8,125,000 |
| Net income | 3,792,000 | 7,667,000 | 12,395,000 | 18,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,517,000 | 207,392,000 | 212,119,000 | 218,328,000 |
| Total capital | 219,122,000 | 223,550,000 | 228,303,000 | 234,652,000 |
| Risk-weighted assets | 1,238,918,000 | 1,284,820,000 | 1,294,482,000 | 1,309,247,000 |