Call reports 2022
GREENVILLE SAVINGS BANK — 2022
What GREENVILLE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,970,000 | 301,373,000 | 311,517,000 | 317,862,000 |
| Total loans | 220,097,000 | 226,178,000 | 233,376,000 | 240,887,000 |
| Allowance for loan losses | 1,676,000 | 1,709,000 | 1,782,000 | 1,915,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 50,892,000 | 51,890,000 | 51,887,000 | 51,886,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,804,000 | 255,726,000 | 253,150,000 | 249,268,000 |
| Interest-bearing deposits | 233,376,000 | 233,488,000 | 229,860,000 | 225,321,000 |
| Noninterest-bearing deposits | 20,428,000 | 22,238,000 | 23,290,000 | 23,947,000 |
| Equity capital | 38,202,000 | 38,624,000 | 39,174,000 | 39,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,563,000 | 7,058,000 | 9,773,000 |
| Interest expense | 317,000 | 636,000 | 986,000 | 1,580,000 |
| Net interest income | 1,927,000 | 3,927,000 | 6,072,000 | 8,193,000 |
| Noninterest income | 114,000 | 225,000 | 350,000 | 470,000 |
| Noninterest expense | 1,524,000 | 3,033,000 | 4,541,000 | 6,115,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 442,000 | 969,000 | 1,656,000 | 2,248,000 |
| Income tax | 87,000 | 192,000 | 329,000 | 432,000 |
| Net income | 355,000 | 777,000 | 1,327,000 | 1,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,202,000 | 38,624,000 | 39,174,000 | 39,663,000 |