Call reports 2019
GREENVILLE SAVINGS BANK — 2019
What GREENVILLE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 240,344,000 | 240,736,000 | 243,315,000 | 246,160,000 |
| Total loans | 176,188,000 | 178,526,000 | 182,850,000 | 183,692,000 |
| Allowance for loan losses | 1,642,000 | 1,673,000 | 1,684,000 | 1,598,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 43,123,000 | 41,120,000 | 30,112,000 | 30,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,435,000 | 198,399,000 | 199,424,000 | 202,187,000 |
| Interest-bearing deposits | 189,520,000 | 187,025,000 | 186,848,000 | 191,363,000 |
| Noninterest-bearing deposits | 10,914,000 | 11,374,000 | 12,576,000 | 10,824,000 |
| Equity capital | 34,125,000 | 34,480,000 | 34,869,000 | 35,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,640,000 | 7,002,000 | 9,379,000 |
| Interest expense | 612,000 | 1,250,000 | 1,916,000 | 2,622,000 |
| Net interest income | 1,705,000 | 3,390,000 | 5,086,000 | 6,757,000 |
| Noninterest income | 137,000 | 250,000 | 361,000 | 468,000 |
| Noninterest expense | 1,304,000 | 2,615,000 | 3,891,000 | 5,168,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 493,000 | 935,000 | 1,421,000 | 1,877,000 |
| Income tax | 98,000 | 186,000 | 282,000 | 374,000 |
| Net income | 395,000 | 749,000 | 1,139,000 | 1,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,125,000 | 34,480,000 | 34,869,000 | 35,233,000 |
| Total capital | 35,767,000 | 36,153,000 | 36,553,000 | 36,831,000 |
| Risk-weighted assets | 137,545,000 | 140,103,000 | 141,392,000 | 142,454,000 |