Call reports 2018
GREENVILLE SAVINGS BANK — 2018
What GREENVILLE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 240,307,000 | 240,448,000 | 240,682,000 | 240,974,000 |
| Total loans | 173,947,000 | 174,904,000 | 174,698,000 | 175,920,000 |
| Allowance for loan losses | 1,574,000 | 1,581,000 | 1,589,000 | 1,630,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 46,141,000 | 45,135,000 | 43,130,000 | 43,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,207,000 | 200,856,000 | 200,478,000 | 200,595,000 |
| Interest-bearing deposits | 191,089,000 | 189,558,000 | 189,172,000 | 189,015,000 |
| Noninterest-bearing deposits | 11,118,000 | 11,298,000 | 11,306,000 | 11,580,000 |
| Equity capital | 32,377,000 | 32,825,000 | 33,281,000 | 33,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 4,468,000 | 6,750,000 | 9,043,000 |
| Interest expense | 437,000 | 918,000 | 1,455,000 | 2,041,000 |
| Net interest income | 1,791,000 | 3,550,000 | 5,295,000 | 7,002,000 |
| Noninterest income | 107,000 | 223,000 | 332,000 | 451,000 |
| Noninterest expense | 1,211,000 | 2,462,000 | 3,685,000 | 4,887,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 627,000 | 1,191,000 | 1,762,000 | 2,326,000 |
| Income tax | 122,000 | 238,000 | 353,000 | 468,000 |
| Net income | 505,000 | 953,000 | 1,409,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,377,000 | 32,825,000 | 33,281,000 | 33,730,000 |
| Total capital | 33,951,000 | 34,406,000 | 34,870,000 | 35,360,000 |
| Risk-weighted assets | 135,996,000 | 137,816,000 | 137,775,000 | 139,264,000 |