Call reports 2016
GREENVILLE SAVINGS BANK — 2016
What GREENVILLE SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 236,612,000 | 237,623,000 | 241,007,000 | 240,171,000 |
| Total loans | 162,591,000 | 162,265,000 | 164,847,000 | 166,842,000 |
| Allowance for loan losses | 1,414,000 | 1,366,000 | 1,454,000 | 1,482,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,129,000 | 45,187,000 | 45,224,000 | 44,213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,792,000 | 197,512,000 | 200,462,000 | 204,378,000 |
| Interest-bearing deposits | 188,366,000 | 189,304,000 | 191,680,000 | 193,865,000 |
| Noninterest-bearing deposits | 8,426,000 | 8,208,000 | 8,782,000 | 10,513,000 |
| Equity capital | 29,208,000 | 29,594,000 | 29,998,000 | 30,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,142,000 | 4,264,000 | 6,437,000 | 8,583,000 |
| Interest expense | 452,000 | 916,000 | 1,389,000 | 1,961,000 |
| Net interest income | 1,690,000 | 3,348,000 | 5,048,000 | 6,622,000 |
| Noninterest income | 114,000 | 235,000 | 355,000 | 505,000 |
| Noninterest expense | 1,094,000 | 2,227,000 | 3,375,000 | 4,659,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 650,000 | 1,236,000 | 1,848,000 | 2,228,000 |
| Income tax | 220,000 | 420,000 | 629,000 | 739,000 |
| Net income | 430,000 | 816,000 | 1,219,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,208,000 | 29,594,000 | 29,998,000 | 30,266,000 |
| Total capital | 30,622,000 | 30,960,000 | 31,452,000 | 31,748,000 |
| Risk-weighted assets | 151,900,000 | 150,761,000 | 153,838,000 | 155,672,000 |