Call reports 2009
MEDINA VALLEY STATE BANK — 2009
What MEDINA VALLEY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 78,412,000 | 77,271,000 | 78,735,000 | 78,533,000 |
| Total loans | 20,012,000 | 19,855,000 | 19,868,000 | 19,582,000 |
| Allowance for loan losses | 313,000 | 328,000 | 306,000 | 296,000 |
| Securities available for sale | 39,854,000 | 39,427,000 | 42,320,000 | 42,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,603,000 | 66,408,000 | 67,111,000 | 67,580,000 |
| Interest-bearing deposits | 53,421,000 | 52,593,000 | 53,719,000 | 54,011,000 |
| Noninterest-bearing deposits | 14,182,000 | 13,815,000 | 13,392,000 | 13,569,000 |
| Equity capital | 9,924,000 | 9,952,000 | 10,456,000 | 10,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,657,000 | 2,447,000 | 3,257,000 |
| Interest expense | 225,000 | 432,000 | 627,000 | 805,000 |
| Net interest income | 614,000 | 1,225,000 | 1,820,000 | 2,452,000 |
| Noninterest income | 230,000 | 482,000 | 747,000 | 1,033,000 |
| Noninterest expense | 658,000 | 1,306,000 | 1,980,000 | 2,752,000 |
| Provision for loan losses | 30,000 | 80,000 | 130,000 | 180,000 |
| Pretax income | 260,000 | 559,000 | 685,000 | 817,000 |
| Income tax | 34,000 | 90,000 | 69,000 | 48,000 |
| Net income | 226,000 | 469,000 | 616,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,478,000 | 9,721,000 | 9,569,000 | 9,572,000 |
| Total capital | 9,798,000 | 10,056,000 | 9,882,000 | 9,875,000 |
| Risk-weighted assets | 27,325,000 | 27,310,000 | 27,623,000 | 27,913,000 |